{"id":"6ad724d3cf7123de287d499a","title":"Walk Leader And Event Organiser Liability","path":"information/10-9-26-dates-for-your-diary-for-details-seec-b-news/walk-leader-and-event-organiser-liability","contentMarkdown":"![](https://www.chelmerandblackwater-ramblers.org.uk/administrator/cache/preview/f0dc2382b0195b4d04f5e6d4ae839f41.jpg)\n\n## Purpose of this Guide\n## 1. You Are Covered by Ramblers Insurance\nThe Ramblers provides **£10 million civil liability insurance** for all registered volunteers and members. This protects you if someone is accidentally injured or property is damaged during an official Ramblers activity.\n**Who is covered:**\n- Registered Ramblers volunteers (including walk leaders and committee members)\n- Ramblers members\n- Non-members on up to three taster walks\n- Children under 18 (with a responsible adult)\n- Voluntary carers accompanying a covered person\n**What is covered:**\n- Led walks\n- Social events\n- Committee meetings\n- Publicity and recruitment events\n- Campaigning activities\n## 2. Personal Liability – What You Need to Know\nWalk leaders and organisers are **not personally liable** for accidents that occur during properly run Ramblers activities. The insurance is designed to protect you **as long as you act responsibly and within your volunteer role**.\nYou could only face personal liability if you:\n- Act deliberately or recklessly\n## 1\n- Ignore obvious safety risks\n- Run an activity outside the Ramblers framework\n- Lead an event that is not officially publicised or approved\n## 3. Group Liability\nLocal groups like Chelmer & Blackwater Ramblers are part of the national Ramblers charity.\n## 4. When Problems Can Arise\nIssues typically occur only when:\n- The activity is **not** an official Ramblers event\n- A leader acts outside their role or behaves negligently\n- A joint event has unclear insurance responsibility\n## 5. Good Practice for Walk Leaders & Organisers\nTo ensure protection:\n- Publicise all walks/events through official Ramblers channels\n- Refer to the C&B generic risk assessment\n- Check the route in advance where possible\n- Ensure all volunteers are registered with the Ramblers\n- Follow Ramblers guidance on safety and group management\n**Date:** February 2026 **Author:** Peter Jepson\n## 2","contentHtml":"<p><img src=\"https://www.chelmerandblackwater-ramblers.org.uk/administrator/cache/preview/f0dc2382b0195b4d04f5e6d4ae839f41.jpg\" alt=\"\"></p>\n<h2>Purpose of this Guide</h2>\n<h2>1. You Are Covered by Ramblers Insurance</h2>\n<p>The Ramblers provides <strong>£10 million civil liability insurance</strong> for all registered volunteers and members. This protects you if someone is accidentally injured or property is damaged during an official Ramblers activity.\n<strong>Who is covered:</strong></p>\n<ul>\n<li>Registered Ramblers volunteers (including walk leaders and committee members)</li>\n<li>Ramblers members</li>\n<li>Non-members on up to three taster walks</li>\n<li>Children under 18 (with a responsible adult)</li>\n<li>Voluntary carers accompanying a covered person\n<strong>What is covered:</strong></li>\n<li>Led walks</li>\n<li>Social events</li>\n<li>Committee meetings</li>\n<li>Publicity and recruitment events</li>\n<li>Campaigning activities</li>\n</ul>\n<h2>2. Personal Liability – What You Need to Know</h2>\n<p>Walk leaders and organisers are <strong>not personally liable</strong> for accidents that occur during properly run Ramblers activities. The insurance is designed to protect you <strong>as long as you act responsibly and within your volunteer role</strong>.\nYou could only face personal liability if you:</p>\n<ul>\n<li>Act deliberately or recklessly</li>\n</ul>\n<h2>1</h2>\n<ul>\n<li>Ignore obvious safety risks</li>\n<li>Run an activity outside the Ramblers framework</li>\n<li>Lead an event that is not officially publicised or approved</li>\n</ul>\n<h2>3. Group Liability</h2>\n<p>Local groups like Chelmer &amp; Blackwater Ramblers are part of the national Ramblers charity.</p>\n<h2>4. When Problems Can Arise</h2>\n<p>Issues typically occur only when:</p>\n<ul>\n<li>The activity is <strong>not</strong> an official Ramblers event</li>\n<li>A leader acts outside their role or behaves negligently</li>\n<li>A joint event has unclear insurance responsibility</li>\n</ul>\n<h2>5. Good Practice for Walk Leaders &amp; Organisers</h2>\n<p>To ensure protection:</p>\n<ul>\n<li>Publicise all walks/events through official Ramblers channels</li>\n<li>Refer to the C&amp;B generic risk assessment</li>\n<li>Check the route in advance where possible</li>\n<li>Ensure all volunteers are registered with the Ramblers</li>\n<li>Follow Ramblers guidance on safety and group management\n<strong>Date:</strong> February 2026 <strong>Author:</strong> Peter Jepson</li>\n</ul>\n<h2>2</h2>\n"}